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AML/KYC Policy

Anti-Money Laundering and Know Your Customer Policy

Last updated: 2026-02-17

We are committed to preventing money laundering, terrorist financing, and other financial crimes. This Anti-Money Laundering (AML) and Know Your Customer (KYC) Policy outlines our procedures for customer due diligence, transaction monitoring, and regulatory compliance. By using our Platform, you agree to comply with this policy and cooperate with our compliance requirements.

1. Legal and Regulatory Framework

We operate in accordance with international AML/CFT standards including the Financial Action Task Force (FATF) recommendations, the Bank Secrecy Act (BSA), the USA PATRIOT Act (where applicable), the EU Anti-Money Laundering Directives, and applicable local regulations in the jurisdictions where we operate. We maintain robust compliance programs designed to detect and prevent illicit activity.

2. Customer Identification Program (CIP)

We require all users to complete identity verification before accessing full Platform functionality. Our CIP includes:

  • Basic Information: Full name, date of birth, residential address, and nationality.
  • Identity Document: Government-issued ID (passport, national ID card, or driver's license) that is valid and not expired.
  • Proof of Address: Utility bill, bank statement, or similar document dated within the last 3 months.
  • Selfie Verification: Live selfie or photo matching the identity document to prevent impersonation.
  • Enhanced Due Diligence: For higher-risk users or elevated transaction volumes, we may require additional documentation such as source of funds, proof of employment, or beneficial ownership information for entities.

We use third-party verification providers to assist with identity verification. By submitting documents, you consent to such verification and to our retention of verification records as required by law.

3. Verification Tiers and Limits

Verification levels determine your transaction limits. Unverified accounts have restricted functionality. Completing KYC unlocks higher deposit, withdrawal, and trading limits. We may offer multiple tiers (e.g., Basic, Intermediate, Advanced) with increasing limits and documentation requirements. Limits are subject to change based on risk assessment and regulatory requirements.

4. Ongoing Monitoring and Transaction Monitoring

We continuously monitor account activity and transactions for suspicious patterns. Our monitoring includes: unusual transaction volumes or frequencies; transactions with high-risk jurisdictions; structuring (breaking transactions to avoid reporting thresholds); rapid movement of funds; and other red flags. Unusual activity may trigger manual review, additional verification requests, or account restriction. We do not inform users when a suspicious activity report (SAR) is filed with authorities.

5. Prohibited Jurisdictions and Sanctions

We do not provide services to users located in or resident of jurisdictions designated as high-risk by FATF, or countries subject to comprehensive sanctions (e.g., North Korea, Iran, Syria, Cuba, Crimea, and others as updated). We screen users and transactions against sanctions lists including OFAC, UN, EU, and other applicable lists. Providing false location or residency information is a violation of our Terms and may result in account closure and reporting to authorities.

6. Prohibited Activities

Users must not use the Platform for: money laundering; terrorist financing; fraud; tax evasion; sanctions evasion; or any other illegal activity. We reserve the right to refuse service, freeze assets, and report to authorities when we suspect illicit activity. Cooperation with our compliance team is mandatory; failure to provide requested information may result in account suspension.

7. Record Keeping

We retain KYC documents, transaction records, and compliance-related communications for at least 5 years (or longer where required by local regulation) after the relationship ends. Records are stored securely and may be disclosed to regulators, law enforcement, or courts upon lawful request. We do not inform users of such disclosures where prohibited by law.

8. Reporting Obligations

We are required to report suspicious activity to financial intelligence units (FIUs) and other competent authorities. We will not inform you if we have made such a report, as doing so could constitute "tipping off" and is prohibited. We may also be required to report certain transactions above threshold amounts. We cooperate fully with lawful requests from authorities.

9. Your Cooperation

By using our Platform, you agree to: provide accurate and complete information; promptly respond to verification and compliance requests; not use the Platform for any illicit purpose; and notify us of any changes to your information. Failure to cooperate may result in account restriction, suspension, or termination. Providing false information is a serious violation and may be reported to authorities.

10. Policy Updates

We may update this AML/KYC Policy to reflect changes in regulation, our risk assessment, or best practices. Material changes will be communicated through the Platform. Your continued use constitutes acceptance. We recommend reviewing this policy periodically.

11. Contact

For AML/KYC inquiries or to submit additional documentation, please contact our compliance team through the Platform. For general support, use our standard support channels.

Last updated: February 17, 2026